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Flex Car Finance. With no advance payment and no prepayment charges…

With no advance payment and no prepayment charges, our Flex car finance was created to help you to get the motor vehicle you need with financing options that really work for your needs.

What’s The Flex Car Loan?

Our Flex car finance is similar to a rent, except you actually possess the car. By the end of the funding term, it is possible to wthhold the vehicle by paying the balance that is remaining fund the balance during the present utilized prices. Or perhaps you can merely get back the vehicle. 1

How exactly does the Flex Loan Program work?

The Flex Loan Program can be obtained for used and new cars (up to five model years of age). Funding options can be obtained from 24 to 72 months, offering re re payments as much as 40per cent less than traditional funding. Let me reveal a good example:

Mainstream Loan Flex Loan
Loan Amount $30,000 $30,000
Loan Term 3 years 3 years
guaranteed in full Future Value (GFV) n/a $16,500
monthly premiums $869.00 $464.80*

*Payments 1-35 are $464.80 by having a 36th repayment of $16,500 (GFV). 45 times to very first repayment. Centered on a 3.99per cent apr. Disclaimer: (1) Rates shown are for illustrative purposes only and may even differ because of specific credit history and/or loan term. (2) re re re Payments shown can vary through the last repayment supplied by credit union loan agent.

At any time throughout your loan term you’ll:

  • Offer the automobile, spend the loan stability (including recurring value) and payday loans georgia keep any distinction.
  • Make use of the automobile as being a trade-in, additionally the loan stability (including recurring value) is paid within the deal.
  • Maintain the car and refinance the loan balance (including recurring value) being an utilized automobile loan.

At loan readiness, you’ve got the choice to get back the automobile and walk out of the value that is residual.

Why should we get a Flex Loan?

Because of the Flex car loan, you love:

  • No advance payment with no prepayment charges
  • Reduced payments that are monthly mainstream loans
  • Ownership advantages and funding options due to the fact automobile is en en titled in your title

Willing to get going?

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1 cars will soon be gone back to a merchant chosen by Cinfed. Disclaimer: (1) Rates shown are for illustrative purposes only and may even vary as a result of credit that is individual and/or loan term. (2) re re Payments shown can vary greatly through the last payment supplied by credit union loan agent.

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